• Jun 02, 2019

    Can I Refuse to Apply for CPP Disability Benefits?

    By Jeff Mitchell | Disability Claim
    Most Long-Term Disability insurance policies contain clauses that would force a would-be beneficiary of Canada Pension Plan Disability Benefits  into applying for the benefit. Why? The insurance company will often be permitted to deduct 100% of the benefit from the amount otherwise payable...
  • Jun 02, 2019

    Can the Insurance Company Deduct My Income from CPP Disability Benefits?

    By Jeff Mitchell | Disability Claim
    The answer to this question lies in the wording of your Long-Term Disability (LTD) policy. Unfortunately, most LTD policies will have clauses in them that allow the insurance provider to reduce their payments to you by the amount of money you receive by...
  • Jun 02, 2019

    Must-Know Long Term Disability Terms

    By Jeff Mitchell | Disability Claim
    Whether you are applying for Long-Term Disability (LTD) or Canadian Pension Plan-Disability (CPP-D) benefits, there is an overwhelming amount of technical jargon used by both private insurance companies and the government. Whether you are handling your application yourself or with the help of...
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    May 17, 2019

    Winning Long Term Disability Benefits

    By Jeff Mitchell | Disability Claim
    The journey to winning your long-term disability (LTD) benefits can be a long and harrowing one. If you have had the experience of putting forth a disability claim it can easily be understood just how much of a fight obtaining your rightful disability...
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    May 17, 2019

    Can I Appeal My CPP Disability Denial?

    By Jeff Mitchell | Disability Claim
    You can appeal a Canadian Pension Plan Disability (CPP-D) denial. Say your initial CPP-D application was rejected, what next? Don't panic; over 50% of initial CPP-D claims are denied. There are multiple levels of appeals that can overturn a denial. This post will...
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    May 10, 2019

    Firing a Disabled Worker

    By Jeff Mitchell | Disability Claim
    Employers can typically fire their worker or employee at any time as long as it accords with their employment contract and the employer provides the employee with the required notice or pay in lieu of notice. However, there are exceptions to this general...
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    Jul 25, 2018

    CPP Disability Benefits and Long Term Disability

    By Jeff Mitchell | Disability Claim
    After an injury, it may be possible to apply for and receive disability benefits under the Canada Pension Plan if you have made regular, ongoing contributions. To qualify, you must have a severe and prolonged disability. This means that you must have a...
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    Dec 04, 2017

    Nova Scotia Public Service LTD: Final Appeal

    By Jeff Mitchell | Disability Claim
    Once the second appeal decision has been made, Manulife will provide a written decision to the claimant. If the decision reverses their prior decision to deny benefits - excellent, you will get your benefits! If not, you must then continue to the final...
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    Dec 04, 2017

    Nova Scotia Public Service LTD: Second Appeal

    By Jeff Mitchell | Disability Claim
    Losing an appeal is never fun. In the case of the Nova Scotia Public Service Plan, your second appeal to Manulife is especially critical. Why? Because if you need to go to the Final Appeal stage to get disability benefits, you can only rely...
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    Dec 04, 2017

    Nova Scotia Public Service LTD: First Appeal

    By Jeff Mitchell | Disability Claim
    The First Appeal under the Nova Scotia Public Service Long Term Disability Benefits Plan is assessed by the Claims Administrator, Manulife. If you are reading this, it is likely that you have received a letter from Manulife rejecting your claim or denying further...

About us

NOVA Injury Law, located in Bedford, NS, is a personal injury law firm. We provide approachable, responsive, and compassionate representation to victims of car accidents, slip & falls, long term disability benefits denial, birth injuries, brain injuries, property damage, medical malpractice, and faulty products. We’re the only law firm in Atlantic Canada with a Doctor on the team.

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