I had no idea what I actually needed a car accident lawyer. I was told by the insurance adjuster that I had “minor injuries” and that I could settle my claim without a lawyer. I’m glad I didn’t follow that bad advice.Recent car accident victim (Nova Scotia)
When to call a personal injury lawyer after a car accident
Do you know when to call for help of a personal injury lawyer to help you with a car accident injury claim? You’ll quickly discover that personal injury claims are complex and a lawyer dedicated to the practice of injury law is a necessity.
1. A Lawyer knows when you should and shouldn’t give a statement to the insurance company
A statement can be used against you during the course of your injury claim. It is critical that you are prepared to give a statement. Be sure to speak with a lawyer before talking to the insurance company about your injury claim. The insurance company usually calls and asks to take a statement over the phone. If this happens, the statement is often recorded. You will be asked questions about the car accident itself, the severity of the accident, what pain you experienced, and how your symptoms have improved. The challenge we often encounter is when a client has given an unhelpful statement to the insurance company before hiring us to help with the claim. We often read the transcript and see that the client reported that symptoms have improved, that the injuries were minor, and that they expect to be in good health very soon. Unfortunately, this early statement is problematic when the recovery has taken longer, doctors are less optimistic about your recovery, and new symptoms arise that the injured person didn’t anticipate at the time of the statement.
2. They know the accident benefit rules
There is an incredible degree of variation between the approaches taken by the insurance companies when administering accident benefits. Some companies are better than others for offering coverage; some are quicker than other at proactively informing their clients of additional benefits for medical and rehabilitation. A personal injury lawyer knows the standard approach taken by the various insurance companies. He or she will be able to tell you the ins and outs of treatment forms, whether the treatment protocol applies to your case, and whether you are getting short-changed by the insurance company. Maximizing Section B (Accident Benefits) are essential because they are the short term relief for medical expense related to accident injuries.
An experienced personal injury lawyer will be able to ensure you get the most from accident benefits. Let us tell you how we can improve your opportunities to make a full medical recovery and best position your injury claim.
3. They can help you get the help you need to recover
I’d call a criminal lawyer if I were in trouble with the law. I’d call a real estate lawyer if I had a dispute about property boundaries. Why? Because they work in that area of law every day. I’d call a lawyer specializing in this field because I can take advantage of their experience dealing with the same or similar issues.
A personal injury lawyer should be the go-to answer for when it comes to injury claims. Some personal injury lawyers don’t work many car accident claims, favouring medical malpractice, class actions, or disability law instead.
Car accident law is increasingly complex. Why? Mainly because medical assessments are becoming increasingly complex and consequential to injury claims. More than ever before, lawyers are expected to understand medical terminology read medical files, offer guidance to clients, and lead a medical case in support of their client’s claim. These tasks can be very challenging for a lawyer who is unfamiliar with personal injury law.
Thankfully, NOVA Injury Law is on the cutting edge. We have a medical consultant assess each client case. Yes- we believe that a doctor is in the best position to assess a medical file. We can offer this to our clients because we have a dedicated practice in injury law. We encourage you to ask your lawyer whether your case will be reviewed by a doctor, at no cost to you.
4. They know how to deal with the insurance companies
A good personal injury lawyer can sort out when insurance companies are acting appropriately, and when a lawyer needs to intervene to ensure that the terms of an insurance policy are honoured.
Unlike other areas of law, most personal injury claims begin with an insurance adjuster on the other side. This individual works for the insurance company, not a law firm. The adjuster is not a lawyer. Often, a negotiation can lead to settlement of the claim without great difficulty. A good result is possible in some instances without starting a legal claim. A car accident lawyer is familiar with the tactics deployed by various insurance companies when assessing the claim.
Be sure to check with the lawyer and inquiry about your negotiation strategy. Do ask about the potential for a settlement at the insurance adjuster level (before the insurance comapny appoints a lawyer).
5. They know how to judge how much your claim is worth
One of the main reasons car accident lawyers can achieve better outcomes in personal injury cases is because they know the compensation range appropriate for various types of injuries. Personal injury law is complex, and there are countless factors which impact the determination of a claims worth. Ultimately, the lawyer’s appraisal of the client’s pre and post accident condition is critical to accurately assessing a claim. Once the claim is appraised, supporting medical evidence is required to support the injury claim. A properly constructed claim will clearly detail the health of the injured person before the incident, and chart the impact and effect of the injury to the individual in various areas of his or her life.