Moncton Car Accident Lawyers

If you’ve been injured in a car accident in Moncton, you may be dealing with medical bills, lost wages, and questions about your legal rights. At NOVA Injury Law, our Moncton car accident lawyers represent victims across New Brunswick, ensuring they receive full compensation for their injuries and losses. Whether you were involved in a minor accident or a serious motor vehicle accident, our law firm is here to help.

We are proud to be known as The Doctor-Lawyer Law Firm™, with an in-house physician working alongside our lawyers. This means your car accident claim is supported by strong medical evidence — a key advantage when negotiating with insurance companies or pursuing a lawsuit.

With 8 amazing auto accident lawyers and over 25 incredible team members, we invite you to:

Check out our founder Jeff Mitchell’s story of how NOVA started.
Meet our incredible lawyers.
Learn why NOVA Injury Law is known as The Doctor-Lawyer Law Firm™.
Hear our clients’ stories.
Check out our charitable initiatives in our local communities.

Watch Nadine’s story of how NOVA helped her with her car accident claim:

What Sets NOVA Injury Law Apart?

We’re one of the only injury firms with our own in-house physician to help you create a bullet-proof case.
We offer free consultations with no obligation.
Technology allows us to easily communicate with clients anywhere, from small towns to large cities. However, if you prefer in-person consults, we proudly offer complimentary house-calls anywhere in Halifax or Nova Scotia.
Our payment is contingent on winning your case (no win, no fee), so you can focus on recovery.

How To Get a Fair Car Accident Settlement in Moncton

In New Brunswick, most car accident claims involve two potential paths to compensation: through your own insurance coverage and through a claim against the at-fault driver. Navigating both can be complicated, but our lawyers are here to make it simple.

New Brunswick follows an at-fault insurance system, which means the person responsible for the crash (and their insurer) must pay for your losses. In addition, your own policy provides Section B accident benefits, which cover certain medical expenses, income replacement, and rehabilitation support regardless of fault. Understanding how to coordinate these benefits is key to avoiding unpaid expenses or duplicate claims.

A fair settlement should cover all your losses, such as medical care, lost income, rehabilitation, vehicle repairs, out-of-pocket costs, and pain and suffering. However, insurers often try to settle early for less than you deserve. Our team at NOVA Injury Law meticulously documents every financial and medical detail, ensuring your claim reflects the full extent of your losses. If the insurer won’t negotiate fairly, we’re prepared to litigate to secure justice.

How Much Is My Moncton Car Accident Claim Worth?

After a serious collision, one of the first questions people ask is: “How much is my claim worth?” The answer depends on the unique facts of your case—there’s no fixed formula. In New Brunswick, compensation for a car accident claim is based on a careful evaluation of your injuries, financial losses, and how your life has changed since the crash.

Severity of your injuries: The seriousness of your injuries is one of the most important factors in determining value. A sprained wrist won’t result in the same compensation as a broken bone, and a broken bone won’t compare to a spinal injury or traumatic brain injury. Serious, long-term injuries that limit your ability to work or enjoy life often result in higher settlements. These cases also account for pain, emotional trauma, and permanent physical changes that affect your day-to-day function.
Length of treatment and recovery: The duration and nature of your medical treatment play a major role in assessing damages. Some clients recover within weeks, while others face months or years of rehabilitation. Our Moncton car accident lawyers typically advise clients not to settle until they reach maximum medical improvement (MMI), which is the point where doctors believe your condition has stabilized and future treatment needs are predictable. Settling too early can mean missing compensation for ongoing therapy, medication, or complications that appear later.
Impact on your work and daily life: Accidents affect more than just your physical health, causing disruptions to your entire lifestyle. If you’ve missed work, lost income, or can’t return to your previous position, we’ll include these economic losses in your claim. Beyond the workplace, we also assess how your injuries limit your daily activities, hobbies, and overall enjoyment of life. Even being unable to lift your child or return to a favourite sport can meaningfully impact your compensation.
Economic and non-economic losses: Under New Brunswick law, economic damages include measurable financial losses like medical expenses, rehabilitation costs, and lost income. Non-economic damages, on the other hand, compensate for pain, suffering, inconvenience, and emotional distress. Both are important to understanding the full scope of your claim.
New Brunswick’s minor injury cap: The province’s Minor Injury Cap limits pain and suffering compensation for certain soft-tissue injuries (about $9,500 in 2025). However, the cap only applies to injuries that are temporary and don’t cause permanent impairment. More serious conditions like fractures, neurological injuries, or chronic pain, are exempt. It’s also important to note that the cap doesn’t affect other types of damages, such as lost income or medical expenses. If an insurance adjuster tells you your claim is “capped,” don’t take their word for it. Our lawyers can confirm whether the limit applies to your case.
Medical documentation and expert evidence: Because medical proof is key, NOVA Injury Law uses its in-house physician to evaluate every aspect of your injury. Dr. Laura Mitchell’s assessments help ensure all diagnoses are properly supported by evidence. We also work with independent specialists, such as occupational therapists, to determine the long-term impact of your condition.

By taking all these factors into account, our Moncton car accident lawyers deliver a fair, evidence-based estimate of your claim’s potential value.

Do I Need to Finish My Treatment Before Settling?

We strongly recommend waiting until your recovery has stabilized before accepting any settlement offer. Settling too early, before your medical team knows whether you’ll need additional treatment, can leave you shortchanged for future care.

Our in-house physician helps assess your prognosis and ensures every potential cost is included, from ongoing physiotherapy to surgical follow-ups or assistive equipment. By waiting until you’ve reached maximum medical improvement, we make sure your settlement reflects the complete picture of your recovery.

How Long Will It Take to Get My Settlement?

The timeline for resolving a car accident claim in New Brunswick varies from case to case. Straightforward claims with clear liability can resolve within a few months, while complex cases or those involving severe injuries often take longer.

Delays can occur if your recovery is ongoing or if the insurer disputes the extent of your injuries. At NOVA Injury Law, we stay proactive by tracking medical updates, communicating with adjusters, and keeping your claim moving. Most clients receive a settlement payment within two to six weeks once things are finalized.

Surprises With Car Accident Fault in New Brunswick

Many accident victims are shocked to learn that fault isn’t always assigned the way they expect. Even when it feels clear who caused the collision, New Brunswick’s Fault Determination Regulation under the Insurance Act sets specific guidelines that insurers must follow when deciding who is responsible. These regulations are designed to create consistency, but they can lead to results that surprise drivers.

For instance, one of the most common examples involves fault in left-turn accidents. Suppose you’re making a left turn into a driveway or side street, and a vehicle behind you tries to pass at the same moment. Even though it may seem that the passing driver caused the collision, the regulation often assigns 75% fault to the left-turning driver and 25% to the overtaking driver. This may feel unfair, but the law assumes the left-turning driver had the last clear opportunity to avoid the crash.

These fault splits—like 75/25 or 50/50 determinations—can significantly affect your compensation. If you’re found partially at fault, your damages may be reduced proportionally. For example, being found 25% at fault could reduce your final settlement by 25%. That’s why it’s crucial to have an experienced car accident lawyer review the facts and evidence before accepting an insurer’s determination.

Our team at NOVA Injury Law regularly helps clients challenge inaccurate fault assessments. We investigate the collision in detail, examining police reports, photos, witness statements, and expert reconstructions, to determine whether the insurer’s decision aligns with both the law and the actual events.

If you were involved in a left-turn accident or another crash where fault seems unclear, don’t assume the insurer’s version is final. By working with our Moncton car accident lawyers, you can be confident that your case is being evaluated fairly and that you’re not penalized for an insurer’s interpretation of fault.

Why Am I Dealing With My Own Insurer If I Wasn’t at Fault?

It might seem strange to deal with your own insurance company after an accident that wasn’t your fault, but that’s how New Brunswick’s Section B accident benefits work. These benefits provide immediate support while your claim against the at-fault driver is still in progress.

Typical Section B benefits include the following:

Up to $50,000 for medical and rehabilitation expenses
Weekly income replacement benefits (usually up to $250 per week)
Funeral and death benefits in fatal accidents

Once those benefits are in place, we then pursue full damages from the at-fault driver’s insurer for pain and suffering, full wage loss, and long-term care needs. Our lawyers help coordinate both sides of the process to ensure no coverage gaps or missed opportunities for compensation.

Types of Car Accidents We Handle in Moncton

Every collision is different, and each brings its own legal and medical challenges. Our Moncton car accident lawyers have extensive experience handling a full range of accident types, from minor fender benders to catastrophic highway collisions. Here are some of the most common cases we see:

Rear-end collisions: Among the most frequent accidents in Moncton, these usually occur when a driver is distracted, following too closely, or fails to brake in time. We work to prove liability using dashcam footage, police reports, and expert analysis of vehicle damage.
Head-on collisions: Head-on crashes are often devastating, resulting in life-altering injuries such as spinal trauma, fractures, and brain injuries. These cases require careful reconstruction of the accident and medical evidence to prove the long-term impact on your quality of life.
Intersection and T-bone crashes: Busy intersections in Moncton, such as Main Street or Mountain Road, are common locations for serious collisions. Many of these result from drivers running red lights, failing to yield, or speeding through turns. We gather witness statements, surveillance footage, and traffic light data to establish fault.
Multi-vehicle pileups: New Brunswick’s harsh winter conditions often contribute to chain-reaction crashes involving multiple vehicles. These cases can be complex, as insurers frequently dispute who is responsible. Our team handles these claims strategically, ensuring liability is properly distributed among all negligent drivers.
Sideswipe and lane-change accidents: These often happen when a driver fails to check blind spots or merges improperly. Even at moderate speeds, sideswipe accidents can cause significant injuries, especially to cyclists or motorcyclists.
Hit-and-run accidents: If the at-fault driver fled the scene or can’t be identified, you can still seek compensation through your own uninsured motorist coverage. Our lawyers will help you file the claim correctly and pursue every available benefit.
Impaired or distracted driving accidents: Accidents caused by drunk or distracted drivers are among the most preventable—and most devastating. In these cases, we not only pursue full compensation but may also seek punitive damages to hold the at-fault driver accountable for their reckless conduct.
Pedestrian and cyclist collisions: Vulnerable road users often suffer severe injuries even in low-speed collisions. We represent pedestrians and cyclists who have been struck by negligent drivers, ensuring their voices are heard and their damages are fully recognized.

Whether your accident happened on the Trans-Canada Highway, downtown Moncton, or a residential street, NOVA Injury Law has the resources and experience to handle your claim from start to finish.

Do I Need a Car Accident Lawyer?

If you’ve been seriously injured in a Moncton car accident, the answer is almost always yes—you should consider hiring a lawyer. While it’s possible to handle a straightforward claim yourself, having legal representation dramatically increases your chances of receiving full compensation.

Minor accidents vs. serious injuries: If your accident was minor, with no ongoing pain or medical treatment, you may not need a lawyer. However, if your symptoms persist or interfere with your daily life, it’s best to speak with one. Even soft-tissue injuries can develop into chronic issues, and insurers often minimize claims without proper documentation. We offer free consultations to help you decide whether legal help makes sense for your case.
Serious or complex claims: For major injuries or complicated circumstances, such as disputed liability, multiple vehicles, or uninsured drivers, legal guidance is essential. Our team handles the investigation, gathers evidence, coordinates expert opinions, and manages all communications with insurers so you don’t have to.
Advocacy and peace of mind: Hiring a lawyer also relieves the stress of managing the claim yourself. We take care of everything: filing paperwork, negotiating settlements, and preparing for court if needed. When you hire NOVA Injury Law, you gain an advocate who is dedicated to protecting your interests while you focus on recovery.
Cost and Accessibility: We work on a contingency fee basis, meaning you pay nothing up front and no legal fees unless we win your case. During your free consultation, we explain exactly how our fees work so you can make an informed decision.

At the end of the day, having an experienced lawyer in your corner means you won’t be pressured into an unfair settlement. Our team ensures your claim reflects the full value of your injuries and the challenges you face moving forward.

What Damages Can I Recover After a Car Accident?

Car accident victims in Moncton can recover compensation for a wide range of damages, designed to restore their financial and personal stability after a crash. Here are the main categories:

Medical expenses: This covers all current and future medical costs related to your injuries, including emergency care, surgeries, hospital stays, medications, rehabilitation, and counselling. We also include future medical needs like follow-up procedures or long-term therapy.
Lost wages and loss of earning capacity: If you missed work due to your injuries, you’re entitled to compensation for that lost income. If your injuries limit your ability to earn in the future, we’ll claim for reduced earning capacity based on expert financial assessments.
Pain and suffering: These non-economic damages compensate for the physical pain and emotional hardship caused by your injuries. The more severe and long-lasting your suffering, the higher the compensation.
Emotional and psychological trauma: Car accidents can lead to PTSD, anxiety, and depression—conditions that are legally recognized and compensable. We ensure these are properly documented by medical professionals to strengthen your claim.
Out-of-pocket expenses: We seek reimbursement for practical costs such as travel to medical appointments, parking, household assistance, and childcare during your recovery.
Property damage: This includes costs to repair or replace your vehicle and any personal property damaged in the crash, like electronics, glasses, or mobility devices.
Loss of housekeeping or valuable services: If you’re unable to perform your normal household duties or need to hire help, you may be entitled to compensation for those services. Even unpaid help from family can be valued in your claim.
Future care and rehabilitation costs: We project your future needs, including things such as ongoing therapy, home modifications, nursing care, or mobility equipment, to ensure your settlement accounts for these lifelong costs.
Punitive damages: In rare cases, such as impaired driving or extreme recklessness, courts may award punitive damages to punish and deter egregious conduct.

Our job is to identify every possible loss and ensure it’s supported by evidence. By the time we negotiate or go to court, your case will reflect the full financial and personal impact of your accident.

Our Moncton Office Location

NOVA Injury Law proudly serves clients across southeastern New Brunswick from our Moncton office. We offer in-person, virtual, and home consultations to ensure accessible legal help for everyone, no matter their situation.

Call Our Moncton Car Accident Lawyers Today

If you’ve been injured in a car accident in Moncton or anywhere in New Brunswick, contact NOVA Injury Law for your free, no-obligation consultation. We’ll review your situation, explain your rights, and help you move forward with confidence. There are no fees unless we win your case.

Schedule an appointment online or call our office to speak directly with a member of our legal team today.

Frequently Asked Questions About Car Accidents in New Brunswick

What should I do right after a car accident in New Brunswick?

What you should do right after a car accident is ensure everyone’s safety first, call 911 if needed, and exchange information with the other driver. Report the accident to your insurer promptly and seek medical attention—even for minor injuries.

What are Section B benefits in New Brunswick?

Section B provides basic medical, rehabilitation, and income replacement benefits, regardless of who caused the accident. These benefits can help cover immediate costs while your main claim is pending.

What is the Minor Injury Cap in New Brunswick?

As of 2025, the Minor Injury Cap limits pain and suffering awards for minor soft-tissue injuries to about $9,500. More serious or permanent injuries are exempt from this limit.

How long do I have to file a car accident claim in New Brunswick?

You generally have two years from the date of the accident to file a lawsuit. However, insurance reporting deadlines are shorter. Contact a lawyer early to preserve your rights.

Can I claim for emotional distress or PTSD after an accident?

Yes. Emotional trauma, including anxiety, depression, and PTSD, is compensable under New Brunswick law when supported by medical evidence.

What if the other driver was uninsured or fled the scene?

You can still pursue compensation through your own uninsured motorist coverage, even if the driver was uninsured or fled the scene. Our lawyers will guide you through the process to ensure you’re fully protected.

Do I need a car accident lawyer for a minor crash?

If your injuries are minimal and heal quickly, you might not need legal help. But if your pain persists, your income is affected, or the insurer disputes your claim, speaking with a lawyer can protect your rights and maximize your compensation.

Call Our Moncton Car Accident Lawyers Today!

Contact our Moncton auto accident lawyers at NOVA Injury Law today for a free case evaluation. There’s no pressure and no obligation – just answers to your questions and an explanation of how we can help. You can reach us 24 hours a day, 7 days a week by phone to schedule your free case evaluation. Alternatively, send us an email or fill out the contact form on our website, and we will get back to you promptly. We know accidents don’t just happen 9 to 5, so we make ourselves available whenever you need legal help most.