Who pays for the damage to vehicle?
The first question is often, “who pays for damage to my vehicle?” No matter who is at fault for the collision, drivers are covered under a ‘no-fault’ insurance scheme. No-fault benefits, also known as Accident Benefits, provide coverage for immediate medical and rehabilitative benefits, as well as damage to the vehicle. The no-fault benefits provider is the car insurer who insured the vehicle involved in the accident. This coverage is limited and does not compensate people for pain and suffering, economic loss, or long-term medical care costs. Accident benefits coverage is activated by reporting the accident to your own car insurance company and completing the package of documents they send you. Some people stop there, and never claim the full compensation they’re entitled to from an accident,often because they just simply are not aware of the full range of benefits from Accident Benefits or don’t know how to go about a personal injury claim to recover compensation for their damages.
In the event of a car accident that was someone else’s fault, injury victims can claim compensation from the at-fault party’s insurance company. This is known as a personal injury claim and considers many more categories of damages and losses experienced following an accident. This is how people claim compensation for pain and suffering, lost earning potential, and long-term medical costs, among other things. Often, following an accident, injury victims are contacted by the at-fault driver’s insurance company, looking to settle the claim quickly. The insurance company may offer to e-transfer you settlement funds right away or even make a time-limited offer to make the deal more attractive. Don’t be fooled. The insurance company is motivated to close claims and make profit for their shareholders. This means insurance adjuster often make lowball offers because many injury victims may take a quick deal.
Is the compensation offered for car accident claim fair?
I’m often called by injury victims to review the offer received from the insurance adjuster. Many of the offers are very low and most don’t even consider the long-term impacts of an injury. Being a personal injury lawyer tell victims that you only have one injury claim for a given accident. Once you settle your personal injury claim it’s done. You can’t open it because you rushed into a settlement or undervalued your injury claim. People hurt in car accidents have two years from the date of the accident to settle with the other driver’s insurance company or file a Notice of Claim with the court. Settling too soon or without experience counsel can have devastating impacts on someone’s long-term quality of life, especially if their injuries take months or years to develop after the accident. During the two-year limitation period,there is absolutely no obligation to communicate with the at-fault party’s insurance company.
Do I need a layer for filing car accident claim?
Anyone can file a Notice of Claim, but this is often the part of the claim process when people reach out to lawyers like me to give them a hand. Not just because paperwork is intimidating, but because working with a law firm like NOVA Injury Law puts people who were injured and without insurance claim experience on equal footing with the big insurance companies that do this work every day. We have the skills and resources to make your claim heard. It’s our job to have the insurance company recognize your injuries and treat you fairly by compensating you for your injuries, damages, and losses caused by their insured.
If you have been injured in a car accident, call NOVA Injury Law at 1-800-262-8104 to arrange your free case review today! You’ll learn about the law that applies to your case, how much your claim may be worth, and how NOVA Injury Law can work with you to ensure that you receive fair compensation for your injuries.