CAR ACCIDENT LAWYERS IN PRINCE EDWARD ISLAND
Car accidents lead to insurance claims
NOVA Injury Law puts evidence on your side
Car accidents are obviously scary and sometimes life-changing events. Unfortunately, Prince Edward Islanders are injured by unsafe drivers all too often and they need a lawyer to fight for their rights with the other driver’s insurance company.
Depending on the details of the accident, the injuries, and the impact of those injuries on a person’s life, the amount of compensation available to car accident victims can widely vary. Before you agree to anything, it’s best to seek out a professional opinion on what you’re entitled to.
After a car accident, the insurance company for whoever was at fault will typically reach out to anyone who was injured. They pressure injured people to agree to quick settlements before the injuries and impacts are clear. Their only responsibility is to their share holders and they’re motivated to pay injured people as little as possible.
Consult with a car accident lawyer before speaking to the other driver’s insurance adjuster. Seemingly routine discussions with the other side can come back to bite you later. A car accident lawyer can help you answer these questions:
1. Should you give a statement?
2. Should you comment on your injuries?
3. Do you have a “minor injury”?
4. What treatment do you need?
The answers to these questions, and many others, have a direct impact on the value of the claim
Even if somebody has already given a statement to the other driver’s insurance company, they can still greatly benefit from consulting with a car accident lawyer in PEI. NOVA Injury Law offers free case reviews to anyone with questions about their car accident.
We know the opportunities and pitfalls at play with car accident claims. We only practice personal injury law. That means we focus 100% of our energy on being the best car accident lawyers possible. We’re a boutique law firm focused on doing one area of law extremely well. Hiring NOVA Injury Law is the step you can take today, to protect your right to recover compensation.
Remember, after a car accident your health is always first priority. See your doctor and follow their instructions. Attend any specialist appointments and be diligent in following-up. A good car accident lawyer will use the medical records you generate to prove your claim in the future. Seek out a walk-in clinic if your doctor isn’t available.
At the end of the day, car accident injury claims are about recovering what was taken from you. Coming up with a dollar figure to represent that isn’t always easy. Why not take advantage of our no-risk free case assessment? You’ll gain an undertsnading of how the law applies in your case, how much compensation is fair, and what steps you need to take to get there.
Call now for a free case review => 1-800-262-8104
What To Do After a Car Accident
If you or someone else needs emergency medical attention, call 911 right away.
If anyone is hurt or if there has been significant property damage it’s important to report the accident to the police . If nobody requires emergency medical attention, you can begin collecting insurance and contact information from all parties involved and any witnesses.
Without any undue delay, report the accident to your own insurance company and see your family doctor about your injuries. Your own insurance policy will cover the costs of repairing your vehicle, as well as the costs of immediate medical care.
Hire NOVA Injury Law to pursue an injury claim on your behalf. Remember, you don’t have to speak to the other driver’s insurance company, and it’s best to get legal advice from a car accident lawyer before you do.
How to File a Car Accident Injury Claim
Filing an injury claim following a car accidnt can be challenging. A car accident lawyer will help:
1. Review what happened
2. Collect evidence
3. Draft the initial documents
4. Determine a fair settlement amount
5. Ensure correct and timely filing
Depending on the facts of the case, your lawyer will recommend a legal strategy. Winning claims are built on clear and persuasive evidence. Our goal is to make the facts so abundantly clear, that the insurance company makes a fair settlement offer as soon as possible.
Fair Settlements For Car Accident Injuries
Everyone wants to know how much their car accident injury claim is worth. To answer that question, a car accident lawyer must consider the nature and severity of the injury, who was at fault in accident, the treatment received and required in the future, the impact the injury has on the ability to work, the impact the injury has on daily activities, and the ways friends and family support the injured person. The goal of the claim is to return the injury victim to where they would have been, if the accident had never happened. So, the car accident lawyer must take all types of damages into account.
It’s always a good idea to consult with a lawyer on the strength and value of your claim.
PEI Minor Injury Cap
The Minor Injury Cap set by Prince Edward Island for 2020 is $7,952.
Each year the provincial government sets the Minor Injury Cap that applies to accidents that happen in that corresponding year (regardless of settlement date). The cap only applies to general damages and does not limit other losses that may be part of an injury claim, including wage loss or out of pocket expenses.
Not every soft tissue injury is automatically considered minor. People often think they have a minor injury, when, in fact, the impact of the injury on their life means it no longer falls into the “minor” category.
If questions arise about the so-called “minor” injury cap, speak to the car accident lawyers at NOVA Injury Law.
Should You Hire a Lawyer After a Car Accident?
Working with a car accident lawyer can help increase the value of an injury claim. However, not every car accident claim requires a lawyer.
To add value, a lawyer must be able to increase your total take-home amount, after all fees are paid, to greater than you would have settled for independently.
If the injuries are relatively minor and getting better, there shouldn’t be much difficulty getting fair compensation from the insurance company, and claimants should be able to proceed without hiring a lawyer. It’s cases of serious, long-lasting, injuries where NOVA Injury Law can add the most value for our clients.
Complicated claims with high-value settlements may benefit from the work of a skilled car accident lawyer.
Time Limits for Car Accident Claims
In Prince Edward Island, a two-year limitation period applies to most personal injury claims. If someone takes more than two years from the date of the accident to file their claim with the court, they risk losing their right to recovery. The only way to protect a claim is to file a legal action with the court – consulting with lawyer or the insurance company isn’t enough.
Contact the car accident lawyers at NOVA Injury Law as soon as possible after an accident to ensure you don’t miss any deadlines.
And remember, the two-year limitation period does not apply to every claim. If the accident was one where the at-fault driver is unknown, or if the claim is against a municipality, the limitation period is only one year from the date of loss.