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PEI Property Damage Lawyers

On Prince Edward Island, residents are no stranger to extreme weather conditions and what harsh climates can bring. Though we try to be prepared to weather the storm, property damages can still happen. Whether it be a fallen tree through the roof, or a flood damaged basement, you want your insurance provider to cover the damages. 

Property damage can lead to costly repairs, sometimes requiring you to relocate during the process. What started out as a minor cost, has now resulted in a steep bill that’s coming due. When your insurance provider tries to pump the breaks on your claim payout, let the qualified team at NOVA Injury Law take the wheel. 

Property Damage Law 

There are multiple types of claims that fall under the umbrella of property damage law in Canada. These cases include instances of accidental damage, such as damages as a result of natural disaster, flood, or fire; as well as property damages as a result of malicious intent or mischief. All of these can result in costly, time consuming repairs to your home or property. 

Examples of property damage claims may include: 

  • Intentional or Malicious Damage Mischief can include the intentional damage or interference to property or possessions. This may include acts such as destruction, trespassing, vandalism or graffiti. 
  • Natural Disaster Fires, flooding, or extreme weather events and storms. Has a wind storm put a rotten tree through your window, or a flash flood found its way into your basement? 

You’ve Found Property Damage: What Comes Next? 

Finding damage to your property can be surprising and unexpected, but knowing the steps to take when it has can help ease the burden. Once you’ve identified damage to your property, be sure to contact your insurance provider as soon as possible to start the legal claim process. By starting your claim quickly, and partnering with a firm with experience in property damage law, you’re more likely to receive the full payout for your insurance claim. 

As part of your claim, insurance companies will require proof of damages, and thorough documentation is a tool at your disposal. Be sure to take photographs of the damage and surrounding area. If possible, seek out witnesses and detail their contact information. 

Filing a Claim 

If a significant amount of damage has occurred to your property, first responders such as police or firefighters may be required to attend the scene. In these instances, an investigation into the cause (unless immediately obvious) is likely to occur and will help strengthen your insurance claim. 

Be sure to collect details like the date and time, weather conditions, possible causes, and even potential witnesses. The more details you’re able to provide first responders, and an experienced property damage lawyer, the stronger your insurance claim will be. If safe to do so, be sure to take photos of all damage and the surrounding area. 

Compensation for Property Damage

Property damage can be costly to repair, and may result in needing to rehome yourself and your family elsewhere for an extended period of time. Depending on the severity and expected financial value of damages, you may be entitled to compensation for these losses. Be sure to partner with an experienced firm, and let us help you collect the funds you’re entitled to. 

Making an insurance claim can be stressful, and insurance companies don’t make collecting funds easy. If you’ve experienced property damage, be sure to partner with a trusted lawyer, like those at NOVA Injury Law, with a proven track record of successful insurance claim payout collections, to ensure you receive the claim payment you deserve. 

Punitive Damages 

In some instances of property damage, you may be able to collect punitive damages. If you believe that your property was damaged intentionally, and there is evidence of criminal or malicious intent, a police report may indicate that punitive damages are applicable. In cases where evidence proves the intent to cause harm through these destructive actions, our experienced team at NOVA Injury Law may be able to aid you in collecting punitive damages for your losses. Intentional damage through deliberate or careless behaviour that results in damages or injury may allow you to collect for losses and compensation in court. 

How Our PEI Property Damage Lawyers Can Help

An experienced lawyer can be a crucial advocate for you if property damage has occurred and your insurance company is stalling to pay your claim. Want to make sure you get what’s owed to you? Be sure to contact NOVA Injury Law to review the details of your case. 

Why Choose NOVA Injury Law? 

  • Free, No-Obligation Consultation: We will review your case and provide legal counsel without any upfront cost. 
  • Flexible Communication: Face-to-face, by phone, or virtually, we make connecting for consultations easy. 
  • Home Visits: If you prefer a face-to-face consultation, we proudly offer complimentary house calls anywhere on Prince Edward Island. 
  • No Win, No Fee: You don’t pay unless we win your case. So you can fully focus on restoration, while we handle the rest. 

Call our PEI Property Damage Lawyers Today!

At NOVA Injury Law, our experienced team of lawyers are ready to handle your property damage cases, and ensure that you receive the financial compensation you deserve. Call our trusted team today to discuss your claim.